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What We Do

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Wealth Management Services

Wealth management is the integration of investment management and comprehensive financial planning advice. Combining these disciplines, we consult with you to integrate and organize your finances to help create an engine that can propel you toward your life’s goals.

At The GenWealth Group, we have unique approaches to help you grow and protect the wealth you have worked hard to accumulate:


All Season Investing

A PORTFOLIO FOR ALL SEASONS

With today's volatile markets, investors need to be prepared for just about anything.

Economists tell us that we will typically experience one of four conditions:

  • Inflation
  • Deflation
  • Rising Growth
  • Slowing Growth

Each of these "seasons" will have investments that "thrive or dive" and no single investment excels in all areas. Unfortunately, we can't accurately predict what season is approaching, so we create personalized portfolios (using a carefully selected, diversified collection of exchange-traded funds or ETFs) that aim to stand ready, no matter what "economic weather" may come.

Momentum Portfolio

Our Momentum Portfolio strategy is our proprietary approach to asset management.

The strategy relies on objective data points to determine buy/sell moves and helps reduce the emotional aspect of these choices that many investors face. Clients understand how and when their portfolio will be adjusted according to pre-determined parameters.

Click here to learn more about our Momentum Portfolio strategy.

GenWealth Socially Responsible

We believe socially responsible investing is here to stay. The GenWealth Sustainable portfolio allows clients to:

  • Align investing with their personal values and those of the local community
  • Support socially responsible companies
  • Contribute to societal and environmental causes
  • Engage in socially responsible investing without having to choose the investments themselves (we have done the thinking) by offering a portfolio called GenWealth Sustainable.

Like all of our portfolios, the investments in GenWealth Sustainable are Exchange Traded Funds (ETFs) and have been vetted for inclusion by the issuing ETF provider.


With The GenWealth Group, You Will Gain:

  • A customized portfolio tailored to your specific financial situation
  • Independent, fee-based financial advice adhering to a fiduciary standard where we act in your best interest
  • Access to a network of professionals (accounting, legal, insurance, healthcare, homecare, trust services)
  • Advice and support from a team of experienced professionals committed to guiding you toward long-term financial well-being.


 The GenWealth Group Maplewood NJ


Financial Planning Services


Why Create A Financial Plan?

Creating A Financial Plan Will Help You:

  • Identify your long-term financial goals and build a roadmap to help you reach them
  • Track your progress and make adjustments as you experience life’s stages
  • Understand the connection between your investments and your overall financial decisions




Palm Tree

Retirement Planning

  • Personal financial goal setting
  • Retirement Road-map (detailed financial projections)
  • Income distribution strategies (required distributions and pension planning)
  • Benefits counseling (Social Security/Medicare)

House

Investing

  • Risk assessment/Stress testing
  • Custom portfolio development
  • Sustainable Investing
  • Concentrated stock strategies
  • Stock options planning
  • College funding
  • Detailed performance reporting
  • Portfolio analysis and review

Money Growth

Estate Planning

  • Estate Planning coordination
  • Document review and storage
  • Corporate Trust Services
  • Multigenerational and legacy planning
  • Charitable Giving

Money Growth

Tax Planning

  • Charitable Trust and Foundation Planning
  • Tax-loss harvesting
  • Tax-efficient investing

Money Growth

Insurance Services

  • Life Insurance
  • Long Term Care
  • Disability
  • Health Insurance (Medicare)


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GenWealth Advisory Fee Schedule


Client Assets Under Management

Annual Advisory Fee

Up to the first $500,000 1.25%
Up to the next $500,000 1.00%
Up to the next $2,000,000 0.75%
Up to the next $7,000,000 0.50%
In Excess of $10,000,000 0.25%


GenWealth’s Advisory Fees are based on clients’ assets under management and are calculated using a blended rate. For example: A client with a $2,000,000 account is billed at 1.25% for the first $500,000; 1% for the next $500,000 and .75% for the next $1,000,000. The blended annual fee for this account would be .94%. In the event the value of the account is less than $500,000, we reserve the right to charge a minimum fee of $6,250. However, we reserve the right to waive or reduce the minimum fee at our discretion. Fees are billed quarterly in advance and are deducted directly from client accounts. Family household accounts are combined to achieve more favorable fees. This schedule should be used as a guide. Inquiries about your specific fee should be directed to our office.